WHAT ARE TRADELINES????
Authorized user tradelines mean only one thing: credit card revolving accounts onto which an individual is added as an authorized user. “Tradelines” are the accounts listed in a credit report, such as mortgages, auto loans, credit cards, etc. An “authorized user” is a person which is given access to the account as a user, but who is not responsible for balance. While this is the definition, the term “authorized user tradelines” has become synonymous with a credit enhancement technique where people – like you – can pay to be added as an authorized user for the sole purposes of building a CPN, adding history to a file or lower credit card utilization. associated with that account appear on the authorized user’s account. This – if the account is in good standing – can drastically improve the authorized user’s credit standing.
Tradelines are leased for 30 days to the authorized user for improvement of their credit rating. The process can take up to 45 days for the tradeline to post. In the event that the tradeline does not post we will replace the tradeline.